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State files updated Oct 27, 2026
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Mississippi contractor license bondInsurance and workers' comp

Mississippi does not require a contractor license bond.1 Commercial applicants must carry general liability insurance of at least $300,000 per occurrence and $600,000 aggregate, with the Board listed as…1

Bond and insurance by trade in Mississippi

TradeBondInsuranceWorkers' comp
General contractorMississippi does not require a contractor license bond.1Commercial applicants must carry general liability insurance of at least $300,000 per occurrence and $600,000…1You must give the Board a certificate of workers' compensation insurance if you have 5 or more employees.1

Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with Mississippi State Board of Contractors (MSBOC).

How much is the contractor bond in Mississippi?

Mississippi does not require a contractor license bond. Commercial applicants instead show a CPA-reviewed or audited financial statement with a net worth of at least $50,000 for a major classification or $20,000 for a specialty classification.1

What general liability insurance does Mississippi require?

Commercial applicants must carry general liability insurance of at least $300,000 per occurrence and $600,000 aggregate, with the Board listed as certificate holder. Residential applicants must show general liability coverage with the Board as certificate holder.1

Can a Mississippi contractor be exempt from workers' comp?

You must give the Board a certificate of workers' compensation insurance if you have 5 or more employees.1

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Mississippi State Board of Contractors (MSBOC): bond (msboc.us, 2026-10-27)