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State files updated Oct 29, 2026
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California contractor license

Ratch J Construction Incorporated

Ratch J Construction Incorporated of Carmichael holds California license 939367 (B General Building, C39 Roofing). The CSLB file dated Oct 29, 2026 lists it as active.1 It expires Aug 31, 2028.

Licensed 17 years, longer than 61% of 123 active Carmichael general contractors.

Active

Ratch J Construction Incorporated, Carmichael

License
939367
Class
B General Building; C39 Roofing
Expires
Aug 31, 2028
Bond
$25,000
Workers' comp
Insured to Oct 1, 2027

CSLB file dated Oct 29, 2026

From the CSLB file dated Oct 29, 2026. Not a consumer report; check the board before you hire.

What bond, insurance and workers' comp are on file?

Bond
$25,000Travelers Casualty And Surety Company Of America, from Apr 21, 2026, continuous
Liability insurance
Not in the CSLB fileCheck with the board
Workers' comp
InsuredState Compensation Insurance Fund, from Oct 1, 2016, to Oct 1, 2027

Who is on this license?

Responsible managing officer, CEO and president
Jeff A. RatchfordSince Oct 26, 2009

What work does this license cover?

Issued Oct 26, 2009. Reissued Aug 23, 2012.

Which other Carmichael businesses hold B General Building?

General Contractors in CarmichaelCalifornia general contractorsCalifornia roofing contractors

What should you check before hiring?

What to ask before you hire

  1. Get the license number in writing. The name on the license should match the name on your contract and invoice.
  2. Check the class covers the job. A license for one trade doesn't cover another. California license classes
  3. Ask for a certificate of insurance sent to you by the insurance agent, not handed over by the contractor. How to read a COI
  4. Ask who will be on site. If a crew works on your property, ask for proof of workers' comp. An exemption on file means the contractor told the CSLB it has no employees.
  5. Put it in a written contract: license number, price, start date and payment schedule. Check the license again on the day you sign.

If the license is lapsed

  1. Don't sign or pay a deposit until the CSLB shows the license active again.
  2. Ask the contractor why. For a bond or insurance lapse, ask for proof that the new bond or policy was filed with the CSLB, then check again.
  3. If work has started, hold further payments, keep the contract, receipts and photos, and file a complaint with Contractors State License Board (CSLB).
  4. Check another contractor. California license lookup

Sources

  1. CSLB License Master (cslb.ca.gov, Oct 29, 2026)
  2. Contractors State License Board (CSLB)