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California contractor license

Handy Renovation Maintenance & Service

Handy Renovation Maintenance & Service of El Cajon holds California license 912221 (B General Building). The CSLB file dated Nov 1, 2026 lists it as active.1 It expires Nov 30, 2027.

Doing business as Graff Insurance & Financial Services Inc.

Licensed 18 years, longer than 61% of 377 active El Cajon general contractors.

Active

Handy Renovation Maintenance & Service, El Cajon

License
912221
Class
B General Building
Expires
Nov 30, 2027
Bond
$25,000
Workers' comp
Exempt

CSLB file dated Nov 1, 2026

From the CSLB file dated Nov 1, 2026. Not a consumer report; check the board before you hire.

Has the board taken action on this license?

None in the CSLB file dated Nov 1, 2026. Confirm with the board: CSLB license check

What bond, insurance and workers' comp are on file?

Bond
$25,000American Contractors Indemnity Company, from Jan 1, 2023, continuous
Liability insurance
Not in the CSLB fileCheck with the board
Workers' comp
Exemptfrom Dec 9, 2025

Who is on this license?

Responsible managing officer, CEO and president
Eric P. GraffSince Mar 11, 2008

What work does this license cover?

Issued Mar 11, 2008. Reissued Nov 21, 2019.

The workers' comp exemption means the holder told the CSLB it has no employees. If a crew works on your job, ask for a workers' comp certificate.

Which other El Cajon businesses hold B General Building?

General Contractors in El CajonCalifornia general contractors

What should you check before hiring?

What to ask before you hire

  1. Get the license number in writing. The name on the license should match the name on your contract and invoice.
  2. Check the class covers the job. A license for one trade doesn't cover another. California license classes
  3. Ask for a certificate of insurance sent to you by the insurance agent, not handed over by the contractor. How to read a COI
  4. Ask who will be on site. If a crew works on your property, ask for proof of workers' comp. An exemption on file means the contractor told the CSLB it has no employees.
  5. Put it in a written contract: license number, price, start date and payment schedule. Check the license again on the day you sign.

If the license is lapsed

  1. Don't sign or pay a deposit until the CSLB shows the license active again.
  2. Ask the contractor why. For a bond or insurance lapse, ask for proof that the new bond or policy was filed with the CSLB, then check again.
  3. If work has started, hold further payments, keep the contract, receipts and photos, and file a complaint with Contractors State License Board (CSLB).
  4. Check another contractor. California license lookup

Sources

  1. CSLB License Master (cslb.ca.gov, Nov 1, 2026)
  2. Contractors State License Board (CSLB)