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State files updated Oct 27, 2026
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Virginia contractor license bondInsurance and workers' comp

No license bond.1 No general liability insurance is required for licensure in the Class A, B, C entry rules or renewal rule (18VAC50-22-40, -50, -60, -130).2

Bond and insurance by trade in Virginia

TradeBondInsuranceWorkers' comp
All tradesNo license bond.1No general liability insurance is required for licensure in the Class A, B, C entry rules or renewal rule…2Not a license condition in 18VAC50-22.2

How much is the contractor bond in Virginia?

No license bond. Class A and B must show financial responsibility: net worth or equity of $15,000 (Class B) or $45,000 (Class A), or a $50,000 surety bond on the board's form in lieu of the net worth showing (18VAC50-22-50 D, 22-60 D; Va. Code 54.1-1106(C)). The Class C entry rule (18VAC50-22-40) has no financial requirement.1

What general liability insurance does Virginia require?

No general liability insurance is required for licensure in the Class A, B, C entry rules or renewal rule (18VAC50-22-40, -50, -60, -130). Local governments or customers may require it.2

Can a Virginia contractor be exempt from workers' comp?

Not a license condition in 18VAC50-22. Any employer subject to the Virginia Workers' Compensation Act must insure its liability (Va. Code 65.2-801).2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. VA Board for Contractors (DPOR): bond (law.lis.virginia.gov, 2026-10-27)
  2. VA Board for Contractors (DPOR): insurance (law.lis.virginia.gov, 2026-10-27)
  3. VA DPOR regulant list 2705 (contractor firms) (dpor.virginia.gov, 2026-10-27)