Skip to content
State files updated Oct 27, 2026
Look up a contractor
MenuClose

Home / Insurance / South Dakota

South Dakota contractor license bondInsurance and workers' comp

You must deposit a $10,000 undertaking (a bond or equivalent security) with the Commission, plus a $50 deposit at application and again at each…1 You must keep public liability insurance on file with the Commission: at least $100,000 per occurrence and $300,000 aggregate for bodily injury, and…1

Bond and insurance by trade in South Dakota

TradeBondInsuranceWorkers' comp
ElectricalYou must deposit a $10,000 undertaking (a bond or equivalent security) with the Commission, plus a $50 deposit at…1You must keep public liability insurance on file with the Commission: at least $100,000 per occurrence and $300,000…1The state electrical contractor license does not list workers' compensation proof among its requirements.1

Bond and insurance rules for plumbing: check with SD DLR.

How much is the contractor bond in South Dakota?

You must deposit a $10,000 undertaking (a bond or equivalent security) with the Commission, plus a $50 deposit at application and again at each biennial renewal.1

What general liability insurance does South Dakota require?

You must keep public liability insurance on file with the Commission: at least $100,000 per occurrence and $300,000 aggregate for bodily injury, and property damage coverage of at least $25,000 per occurrence or $300,000 combined single limit.1

Can a South Dakota contractor be exempt from workers' comp?

The state electrical contractor license does not list workers' compensation proof among its requirements; the Commission requires the undertaking and the liability insurance.1

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. SD DLR: bond (dlr.sd.gov, 2026-10-27)