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State files updated Oct 27, 2026
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Oklahoma contractor license bondInsurance and workers' comp

Active electrical contractors must file a $5,000 license bond with the Construction Industries Board.1 Active contractors must carry general liability insurance of at least $50,000 combined single limit for bodily injury and property damage, with the…1

Bond and insurance by trade in Oklahoma

TradeBondInsuranceWorkers' comp
ElectricalActive electrical contractors must file a $5,000 license bond with the Construction Industries Board.1Active contractors must carry general liability insurance of at least $50,000 combined single limit for bodily injury…1Active contractors must show workers' compensation coverage, or an exemption or self-insurance affidavit, when they…1
PlumbingActive plumbing contractors must carry a $5,000 corporate surety bond payable to the Board, or equivalent cash or…2A general liability policy of at least $50,000, with the Construction Industries Board listed as certificate holder.2Ask Oklahoma Construction Industries Board (CIB)
HVACMechanical contractors must file a $5,000 continuous corporate surety bond payable to the Construction Industries Board.3A general liability policy of at least $50,000, with the Board notified if it is cancelled or lapses.3Contractor applicants must show compliance with workers' compensation insurance laws.3
RoofingNo license bond is required for roofing registration.4General liability of at least $500,000 for residential roofing and $1,000,000 for commercial roofing, with the policy…4Residential roofers must show workers' compensation coverage or an exemption or self-insurance proof, and commercial…4

What general liability insurance does Oklahoma require?

Active contractors must carry general liability insurance of at least $50,000 combined single limit for bodily injury and property damage, with the Construction Industries Board listed as certificate holder.1

Can an Oklahoma contractor be exempt from workers' comp?

Active contractors must show workers' compensation coverage, or an exemption or self-insurance affidavit, when they first activate the license and at every renewal.1

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Oklahoma Construction Industries Board (CIB): bond (oklahoma.gov, 2026-10-27)
  2. Oklahoma Construction Industries Board (CIB): plumbing bond (oklahoma.gov)
  3. Oklahoma Construction Industries Board (CIB): HVAC bond (oklahoma.gov)
  4. Oklahoma Construction Industries Board (CIB): roofing bond (oklahoma.gov)