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State files updated Oct 27, 2026
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North Dakota contractor license bondInsurance and workers' comp

North Dakota does not require a contractor license bond.1 You must file a certificate of liability insurance with your application, in the same name as the license, listing the North Dakota Secretary of…2

Bond and insurance by trade in North Dakota

TradeBondInsuranceWorkers' comp
General contractorNorth Dakota does not require a contractor license bond.1You must file a certificate of liability insurance with your application, in the same name as the license, listing the…2If you have employees living in North Dakota, you need a current certificate of payment from Workforce Safety &…2

Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with ND State Electrical Board, ND State Plumbing Board, ND Secretary of State.

How much is the contractor bond in North Dakota?

North Dakota does not require a contractor license bond; the state's bond requirement was repealed in 1995.1

What general liability insurance does North Dakota require?

You must file a certificate of liability insurance with your application, in the same name as the license, listing the North Dakota Secretary of State as certificate holder. The state does not set a minimum coverage amount.2

Can a North Dakota contractor be exempt from workers' comp?

If you have employees living in North Dakota, you need a current certificate of payment from Workforce Safety & Insurance (WSI). Without North Dakota employees you must provide a WSI letter of good standing.2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. ND Secretary of State: bond (ndlegis.gov, 2026-10-27)
  2. ND Secretary of State: insurance (sos.nd.gov, 2026-10-27)