New York contractor license bondInsurance and workers' comp

New York has no state general contractor license, so no state bond or insurance minimum is tied to one. Cities and counties that license contractors set their own.

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

NYC Dept of Consumer and Worker Protection: bond (nyc.gov, 2026-10-27)