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State files updated Oct 27, 2026
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Nebraska contractor license bondInsurance and workers' comp

No bond is required to register.1 No general liability insurance is required to register.1

Bond and insurance by trade in Nebraska

TradeBondInsuranceWorkers' comp
General contractor and roofingNo bond is required to register.1No general liability insurance is required to register.1Contractors with one or more employees must file a workers' compensation certificate of insurance (ACORD 25) naming…2

Bond and insurance rules for electrical: check with Nebraska State Electrical Division.

What general liability insurance does Nebraska require?

No general liability insurance is required to register. The only insurance proof is workers' compensation, if you have employees.1

Can a Nebraska contractor be exempt from workers' comp?

Contractors with one or more employees must file a workers' compensation certificate of insurance (ACORD 25) naming the Department of Labor as certificate holder. Contractors without employees can instead sign a statement that they are not required to carry coverage.2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Nebraska Dept of Labor: bond (nebraskalegislature.gov, 2026-10-27)
  2. Nebraska Dept of Labor: workers' comp (dol.nebraska.gov, 2026-10-27)