Skip to content
State files updated Oct 27, 2026
Look up a contractor
MenuClose

Home / Insurance / Montana

Montana contractor license bondInsurance and workers' comp

Montana does not require a contractor license bond.1 The license does not require general liability insurance.2

Bond and insurance by trade in Montana

TradeBondInsuranceWorkers' comp
General contractorMontana does not require a contractor license bond.1The license does not require general liability insurance.2The application must include proof of compliance with Montana workers' compensation laws.2

Bond and insurance rules for electrical, plumbing and roofing: check with Montana DLI State Electrical Board, Montana DLI Board of Plumbers, Montana DLI Business Standards.

What general liability insurance does Montana require?

The license does not require general liability insurance. It requires proof that you comply with Montana workers' compensation law.2

Can a Montana contractor be exempt from workers' comp?

The application must include proof of compliance with Montana workers' compensation laws. Contractors with employees must cover them under a Montana workers' compensation insurance policy.2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Montana DLI Business Standards: bond (boards.bsd.dli.mt.gov, 2026-10-27)
  2. Montana DLI Business Standards: insurance (mca.legmt.gov, 2026-10-27)