Bond and insurance by trade in Michigan
TradeBondInsuranceWorkers' comp
General contractor and roofingNo surety bond requirement appears in Article 24 (MCL 339.2401-2412) or on the BCC-2000 application.1No general-liability minimum appears in Article 24 or on the BCC-2000 application.1No workers' compensation filing appears in Article 24 or on the BCC-2000 application.1
Bond and insurance rules for electrical, plumbing and HVAC: check with LARA BCC, LARA BCC.
How much is the contractor bond in Michigan?
No surety bond requirement appears in Article 24 (MCL 339.2401-2412) or on the BCC-2000 application. Out-of-state applicants file a notarized irrevocable consent to service of process.1
Can a Michigan contractor be exempt from workers' comp?
No workers' compensation filing appears in Article 24 or on the BCC-2000 application.1
What is a certificate of insurance?
It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one
Sources
- LARA Bureau of Construction Codes: bond (legislature.mi.gov, 2026-10-27)