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State files updated Oct 27, 2026
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Maine contractor license bondInsurance and workers' comp

No surety bond requirement in 32 M.R.S. chapter 17 or on the Electricians' Examining Board licensing pages.1 No liability insurance requirement in 32 M.R.S. chapter 17 or on the Electricians' Examining Board licensing pages.1

Bond and insurance by trade in Maine

TradeBondInsuranceWorkers' comp
ElectricalNo surety bond requirement in 32 M.R.S. chapter 17 or on the Electricians' Examining Board licensing pages.1No liability insurance requirement in 32 M.R.S. chapter 17 or on the Electricians' Examining Board licensing pages.1Every private employer, including an independent contractor who hires employees, must carry workers' compensation…2

Bond and insurance rules for plumbing and HVAC: check with Plumbers' Examining Board (OPOR), Electricians' Examining Board (OPOR).

Can a Maine contractor be exempt from workers' comp?

Every private employer, including an independent contractor who hires employees, must carry workers' compensation insurance or be approved to self-insure (39-A M.R.S. 401).2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Electricians' Examining Board (OPOR): bond (legislature.maine.gov, 2026-10-27)
  2. Electricians' Examining Board (OPOR): workers' comp (legislature.maine.gov, 2026-10-27)