
Bond and insurance by trade in Louisiana
TradeBondInsuranceWorkers' comp
Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with Louisiana State Licensing Board for Contractors (LSLBC).
How much is the contractor bond in Louisiana?
Louisiana does not require a contractor license bond. Commercial and residential applicants instead show a financial statement with a net worth of at least $50,000, dated within 12 months of applying (mold remediation applicants need $25,000).1
What general liability insurance does Louisiana require?
Home improvement GL min $100,000; residential/HI/mold applicants provide certificates, commercial do not.2
Can a Louisiana contractor be exempt from workers' comp?
Certificate required for residential/HI.2
What is a certificate of insurance?
It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one
Sources
- Louisiana State Licensing Board for Contractors (LSLBC): bond (lslbc.louisiana.gov, 2026-10-27)
- Louisiana State Licensing Board for Contractors (LSLBC): insurance (lslbc.gov, 2026-10-27)