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Idaho contractor license bondInsurance and workers' comp

Idaho does not require a bond for contractor registration.1 You must file a certificate showing a general liability policy of at least $300,000 single limit, including products and completed operations coverage, from an insurer authorized in Idaho.1

Bond and insurance by trade in Idaho

TradeBondInsuranceWorkers' comp
General contractorIdaho does not require a bond for contractor registration.1You must file a certificate showing a general liability policy of at least $300,000 single limit, including products and completed operations coverage, from an insurer authorized in Idaho.1You must file a certificate showing workers' compensation coverage, or a statement explaining why coverage is not required for you.1

Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with DOPL, Idaho DOPL.

How much is the contractor bond in Idaho?

Idaho does not require a bond for contractor registration. Homeowners can require a bond at their own expense on residential jobs over $2,000.1

Can an Idaho contractor be exempt from workers' comp?

You must file a certificate showing workers' compensation coverage, or a statement explaining why coverage is not required for you.1

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Idaho DOPL: bond (dopl.idaho.gov, 2026-10-27)