Hawaii contractor license bondInsurance and workers' comp

The board can require a bond of at least $5,000 from a general or specialty contractor, depending on the applicant's finances and experience.¹ You must carry liability and property damage insurance, with proof on file with the board, and keep it continuous.²

Bond and insurance by trade in Hawaii

TradeBondInsuranceWorkers' comp

General contractorThe board can require a bond of at least $5,000 from a general or specialty contractor, depending on the applicant's finances and experience.¹You must carry liability and property damage insurance, with proof on file with the board, and keep it continuous.²You must show workers' compensation insurance (or self-insurance or an exclusion under chapter 386) before the license is issued, and keep it continuous.²

Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with Contractors License Board (DCCA PVL).

How much is the contractor bond in Hawaii?

The board can require a bond of at least $5,000 from a general or specialty contractor, depending on the applicant's finances and experience. It is not automatic.¹

What general liability insurance does Hawaii require?

You must carry liability and property damage insurance, with proof on file with the board, and keep it continuous. Lapse of coverage forfeits the license after 60 days. The state does not publish a fixed minimum amount in the license statute.²

Can a Hawaii contractor be exempt from workers' comp?

You must show workers' compensation insurance (or self-insurance or an exclusion under chapter 386) before the license is issued, and keep it continuous.²

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

Contractors License Board (DCCA PVL): bond (capitol.hawaii.gov, 2026-10-27)
Contractors License Board (DCCA PVL): insurance (cca.hawaii.gov, 2026-10-27)