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State files updated Oct 27, 2026
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Delaware contractor license bondInsurance and workers' comp

Contractors based in Delaware post no bond.1 The state sets no general liability insurance minimum for the contractor business license.2

Bond and insurance by trade in Delaware

TradeBondInsuranceWorkers' comp
General contractorContractors based in Delaware post no bond.1The state sets no general liability insurance minimum for the contractor business license.2A certificate of workers' compensation insurance, or a Department of Labor self-insurer certificate, must be filed before the license is issued (30 Del. C. § 2502(b)).2
ElectricalAsk Board of Electrical Examiners (DPR)Master and limited electricians must carry at least $300,000 of general liability insurance and attest to it at renewal.3Ask Board of Electrical Examiners (DPR)

Bond and insurance rules for plumbing, HVAC and roofing: check with Board of Plumbing, Heating, Ventilation, Air Conditioning & Refrigeration Examiners (DPR), Division of Revenue.

How much is the contractor bond in Delaware?

Contractors based in Delaware post no bond. Non-resident contractors must post a surety bond, cash bond or letter of credit equal to 6% of all contracts over $20,000 for work in Delaware.1

What general liability insurance does Delaware require?

The state sets no general liability insurance minimum for the contractor business license. A workers' compensation insurance certificate (or a self-insurer certificate) must be filed before the license is issued.2

Can a Delaware contractor be exempt from workers' comp?

A certificate of workers' compensation insurance, or a Department of Labor self-insurer certificate, must be filed before the license is issued (30 Del. C. § 2502(b)). The Division's form also lets a contractor certify that it has no employees.2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Division of Revenue: bond (revenuefiles.delaware.gov, 2026-10-27)
  2. Division of Revenue: insurance (delcode.delaware.gov, 2026-10-27)
  3. Board of Electrical Examiners (DPR): electrical insurance (dpr.delaware.gov)