
Bond and insurance by trade in Connecticut
TradeBondInsuranceWorkers' comp
Bond and insurance rules for electrical, plumbing, HVAC and roofing: check with DCP, DCP, Dept of Consumer Protection (DCP).
How much is the contractor bond in Connecticut?
A bond is not required to register. The commissioner can require a $15,000 bond as a condition of issuing, renewing or reinstating a certificate when a registrant has been disciplined.1
Can a Connecticut contractor be exempt from workers' comp?
State law requires every employer to secure workers' compensation for its employees under chapter 568. Contractors licensed in the electrical, plumbing and heating trades must show proof of workers' compensation and unemployment insurance compliance before a license is issued.2
What is a certificate of insurance?
It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one
Sources
- Dept of Consumer Protection (DCP): bond (cga.ct.gov, 2026-10-27)
- Dept of Consumer Protection (DCP): workers' comp (cga.ct.gov, 2026-10-27)
- CT Dept of Consumer Protection via data.ct.gov (ngch-56tr) (portal.ct.gov, 2026-10-26)