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State files updated Oct 27, 2026
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Arizona contractor license bondInsurance and workers' comp

Set by estimated annual volume (A.R.S. 32-1152; ROC table).1 No general liability insurance requirement in A.R.S. 32-1122 (application, fee and bond list) or the ROC bond and renewal pages.2

Bond and insurance by trade in Arizona

TradeBondInsuranceWorkers' comp
All tradesSet by estimated annual volume (A.R.S. 32-1152; ROC table).1No general liability insurance requirement in A.R.S. 32-1122 (application, fee and bond list) or the ROC bond and…2Application must attest compliance with workers' compensation law and give the policy number if coverage is required…2

How much is the contractor bond in Arizona?

Set by estimated annual volume (A.R.S. 32-1152; ROC table). Residential general: $9,000 under $750,000, $15,000 at $750,000+. Commercial general: $5,000 (to $150,000), $15,000 (to $500,000), $25,000 (to $1M), $50,000 (to $5M), $75,000 (to $10M), $100,000 over $10M. Dual: residential + commercial amounts.1

What general liability insurance does Arizona require?

No general liability insurance requirement in A.R.S. 32-1122 (application, fee and bond list) or the ROC bond and renewal pages; financial assurance is the license bond plus the residential Recovery Fund assessment.2

Can an Arizona contractor be exempt from workers' comp?

Application must attest compliance with workers' compensation law and give the policy number if coverage is required (A.R.S. 32-1122(B)(1)(i)); renewal asks for policy number and carrier, or an exemption selection if no employees.2

What is a certificate of insurance?

It's the one-page summary (usually an ACORD 25 form) a contractor's agent issues to show the policies, limits and dates in force. How to read and check one

Sources

  1. Arizona Registrar of Contractors (ROC): bond (roc.az.gov, 2026-10-27)
  2. Arizona Registrar of Contractors (ROC): insurance (azleg.gov, 2026-10-27)